podcasts
20 November 2024
The conversation explored the evolving vulnerabilities of the banking system in the digital era, emphasising the increased fragility due to instant depositor mobility enabled by technology and discussed the potential of alternative lending structures like narrow banking to mitigate systemic risks. It also highlighted the need for regulatory frameworks to adapt swiftly to these changes while considering the broader implications on innovation, systemic stability and economic sustainability.
blog
1 March 2024
As pioneers in fintech lending, Francesco Filia & Daniele Guerini have helped drive the development of this multi-billion dollar industry. Their new book ‘The Future of Finance' tells the story of this emerging asset class and its intersection with the rise of decentralised finance.
scenarios
4 January 2021
Use Of Digital Technology To Build Resilient Portfolios. Going Beyond 60/40 Traditional Asset Allocation
scenarios
20 October 2020
Is there a silver lining emerging from chaos? Is there a better future lying in waiting after the tumultuous ride ahead? We think so. The market economy of 2020 was entirely predictable.
podcasts
31 January 2025
The episode highlights key market trends, including the decentralisation of traditional banking, the rise of institutional interest in uncorrelated returns, and the integration of fintech and blockchain as drivers of future growth. Francesco also reflects on the lessons learned from past failures and offers valuable advice for aspiring fintech entrepreneurs.
Podcast
23 December 2024
podcasts
14 November 2024
Post-Election: the US Economy & the Dollar; Emerging Markets: Burdens vs. Opportunities; Future of Finance: Fractionalised vs. Narrow Banking & Fintech. Experts, Stephen Pope (University of Maryland) & Francesco Filia (Fasanara Capital) join host, Dr. Stu on the N@ked Short Club
blog
30 August 2024
As we progress through elections over the remainder of 2024, the rhetoric of increased fiscal spending will likely dominate the political discourse. However, history teaches us that such an approach is fraught with risks.
blog
26 July 2024
Inflation has significantly declined since the 2022 CPI peak of 9.0%, but the current level of 3.0% is above the Fed’s 2.0% inflation target. The risk is that additional disinflation may occur by year-end and into 2025 and, therefore, monetary policy will be too tight as real rates rise. We believe that the likelihood of a recession, stemming from the rapid rate hikes, has been delayed but not derailed, as monetary policy works with a lag.
blog
23 April 2024
Technology-enabled corporate receivables and consumer lending strategy market leaders, such as Fasanara, have a long history of generating strong, consistent investment performance for their investors. This long successful track record is reflective of having a distinct investment process, extensive operational scale and advanced credit risk management.
podcasts
19 March 2024
The book examines fintech lending as an alternative to traditional banking, highlighting its rise over the past decade, particularly its role in providing credit to small and medium enterprises (SMEs) and consumers often overlooked by traditional banks.
blog
5 March 2024
The strategies of bundling, unbundling and rebundling have marked the progression of services and products, mostly digital, offered to consumers. This dynamic interplay, deeply rooted in the industry's fabric, reflects its response to technological advancements, regulatory changes and consumer preferences, shaping a landscape where agility and innovation thrive.
blog
8 February 2024
Tokenised private credit, introduced in 2021, offered a middle ground in the risk-return profile within the crypto market, providing attractive risk-adjusted, non-correlated returns.
blog
17 January 2024
This exploration investigates the notable rise of fintech from a niche sector to a driving force, challenging traditional banking norms and embracing the dawn of technological innovation.
scenarios
9 January 2024
The role of asset managers and fintech lending platforms as real 100% “equity” banking stabilisers.
blog
1 November 2023
Institutional demand for private credit strategies has grown significantly over the past decade, and the outlook for private credit is very favorable given the regime shift to a higher interest rate & inflation environment.
blog
22 August 2023
Revenue-based financing started gaining popularity by the end of 2021 when the VC funding was starting to dry up and the startup valuations had peaked. Startup founders got easily comfortable with the RBF product due to its quick turn-around time and non-dilutive nature.
scenarios
14 July 2023
In the annals of finance, we are at the precipice of an epochal shift. As we peer into this new world, one thing is clear – Fintech Lending is at the heart of the transformation.
blog
10 July 2023
While the art of perfect market timing is a chimera, even in an age of AI, there is clear evidence that risk adjusted returns in consumer loans are on a trajectory of strong recovery that will benefit the asset class for the foreseeable future.
blog
7 June 2023
Discover the untold resilience and unstoppable growth of decentralized finance (DeFi). This insightful piece reveals promising indicators and breakthrough innovations powering DeFi's revolution, painting a vivid picture of a financial future being reshaped like never before.
scenarios
4 April 2023
This note summarizes the many interconnected drivers of the current crisis impacting US banks, the US government and Federal Reserve response, and the likely consequences for credit availability and lending standards.
scenarios
24 August 2017
Measuring the Equity Bubble
scenarios
25 July 2017
scenarios
17 January 2017
scenarios
7 June 2016
The Emergence of a New Monetary Orthodoxy